— Sanitas Insurance · Over 60
Sanitas Único: health insurance with no medical questionnaire
Designed for people over 60 — no age cap and no medical questionnaire.
— In detail
Sanitas Único is designed specifically for people from 60 years old. It gives access to consultations, specialists and simple and complex diagnostic tests (ultrasound, CT, MRI), with copay or no-copay options. Because there's no medical questionnaire, pre-existing conditions are not covered.
- Copay or no-copay — you choose
- No medical questionnaire · no maximum age of entry or permanence
- Primary care and all medical specialities without limit
- Simple and complex diagnostic tests (ultrasound, CT, MRI)
- Simple therapeutic methods and basic dentistry included
- Video consultation with specialists and 24h emergencies via Mi Sanitas
- Senior home services: medication delivery, physiotherapy, blood tests, podiatry, accompaniment, home helper
Ideal if you're over 60 or looking for a plan for your parents that combines private healthcare access with a price adapted to this life stage.
FAQ
- Is there a medical questionnaire or maximum age?
- No questionnaire and no maximum age of entry or permanence. Because of that, pre-existing conditions are not covered at contract time.
- Does it include hospitalisation or surgery?
- No. Sanitas Único does not cover hospitalisation, surgical interventions or complex therapeutic methods. It focuses on consultations, diagnostics and senior home services.
- Copay vs no-copay — what's the difference?
- With copay you pay a small fee per service and the monthly premium is lower. Without copay the premium is slightly higher but you pay nothing per use.